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根据诸葛找房数据研究中心最新统计数据,2019年2元沈阳二手住宅挂牌均价10815元/平,环比下跌2.94%同比上涨4%,二手房价绝对值位于全国百城第57位,跌幅列全国第8位。相比2018年8月的最高点,半年时间沈阳二手住宅挂牌价下跌超过10%,而且仍将继续下跌。

近两年沈阳二手住宅成交量不断攀升,2月沈阳二手房挂牌价10815市场火爆之下挂牌价也在不断升高。2018年7月已经开始出现回落迹象,但8月份沈阳商品住宅“全城限购”再次将二手房市场推向高潮,超过1.2万元/平的挂牌均价因此整整持续了4个月。

但由于限购而选择二手房的购房者以外地刚需购房者居多,2月沈阳二手房挂牌价10815元平 半年下跌10%颓势仍将继续因政策而虚高的房价还是要回归正轨,2019年2月沈阳在环比下跌2.94%之后,比2018年最高点的1.21万元/平下跌了超过10%。春节之后新增挂牌二手住宅平均挂牌价已经跌倒1.04万元/平的范围内,可以预见3月份沈阳二手住宅挂牌均价仍将继续下跌。

从区域和全国范围看,全国大部分城市二手住宅挂牌价回落速度开始放缓,市场趋稳形式较为明显,尤其是二线城市。但沈阳二手住宅挂牌价下跌空间较大,虽然2月份跌幅较3月份缩小1个百分点但仍接近3%,大亚湾金地天润自在城3栋备案价格12500起喜获考虑到近期新增房源价格区间,沈阳在近2月仍有3-4%的下跌空间。对比商品住宅,沈阳二手房挂牌均价终于低于商品住宅的销许申报均价了。

在沈阳,大多数板块5年内二手住宅(带装修)与同类型商品住宅价格相差不大甚至略高与商品房,考虑到装修费用和商品住宅交房前的租房费用,对于首次购房者来说选择次新二手住宅更划算,但这仅仅是计算总价,实际上选择二手住宅会面临更大的置业压力。

商品住宅在申请房贷时按照成交价为基准计算,首付2成或3成因人而异(个别人还是有可能申请下2成的),有公积金的还可以使用公积金来减少利息支出。二手房则不同,虽然名义上同样是3成首付,元平 半年下跌10%颓势仍将继续但基准是以银行评估为准。大亚湾晶地里程为什么这么火?项目哪些不为人,上面提到的四台子板块,3-5年二手住宅大部分银行给出的评估价很少达到8600元/平,在8000元/平或以下比较常见,评估价低批贷额度自然低。实际成交价8600元/平86万的100平住宅,表面上3成首付26万就够了,实际上需要30万甚至更多。

公积金对于二手房也并不友好。惠阳二手房网公积金的额度大多不够购房所需,这就需要申请“组合贷款”。虽然名义上购买二手房也是可以“组合贷”的,惠州淡水二手房价但在实际操作中其申请难度过大以及批贷时间过长使得大多数房主不同意“组合贷款”。

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